PROFESSIONAL LIABILITY INSURANCE
Alberta LPNs are required to obtain and pay for professional liability insurance that meets the minimum requirements established by CLPNA Bylaws.
Professional liability insurance, also known as 鈥渕alpractice insurance,鈥� has a dual purpose: it protects the professional and safeguards the public interest.
Colleges are required to ensure that their registered professionals have professional liability insurance. However, professionals need to obtain this insurance separately from their college registration fees.
LPNs are required to obtain and pay for insurance separate from their renewal fees. LPNs can meet this requirement in one of two ways.
Option One: Use the Direct Link
The CLPNA will provide a link where you can optionally select and pay for a plan from Lloyd Sadd that has been designed to meet our minimum coverage requirements. If you use this link, you will not have to upload proof of insurance.
Option Two: Select Your Own Provider
You will also have the option of selecting a plan with the insurance provider of your choice, providing the plan meets the CLPNA鈥檚 minimum requirements. If you select your own provider, you must upload proof of insurance.
The CLPNA requires the following minimum coverage for medical malpractice liability insurance:
- general malpractice coverage of up to $2,000,000 per claim,
- up to $5,000,000 for all claims against a registrant in a single year, and
- disciplinary expenses coverage up to $50,000 per year (e.g., coverage for lawyers fees during conduct proceedings).
In addition, insurance coverage must also meet the following requirements:
- Insurance must be held personally by registrants. You cannot use insurance provided to you by your employer.
- The insurance must apply specifically to LPN practice. If you are registered with another college, you must have a separate policy for that profession.
- You must carry the insurance throughout their registration year and notify the CLPNA if you cancel your insurance.
- You must provide evidence of insurance at the time of renewal or at any other time if requested by the CLPNA.